KYC Expert

Amsterdam, Noord-Holland

As KYC Expert, you will be working directly with our in-house KYC Specialist and be responsible for assisting in monitoring and developing all Yolt KYC activities. You’ll report to our COO, and be part of our larger operations team in which you’ll also be working closely together with our Fraud Analyst for example.


Our mission

Building Europe’s most valuable open data money platform. How? With our two strong and proven brands…


Our Yolt App

Yolt is a multi-award-winning app that makes managing money, easy. At the forefront of innovation enabled by PSD2 and powered by open banking technology, our smart thinking money app gives users a clear overview of their connected bank accounts, credit cards, and spending together in one place.

We've recently launched a series of innovative features designed to help people spend smart and save through small tweaks to their daily routines and easy automatic actions within the app.


Our YTS Platform

Yolt Technology Services (YTS) is the leading open banking provider in Europe, building, managing, and maintaining AIS and PIS connections for top financial institutions and ambitious tech businesses. In January 2018, we became the first-ever Third-Party Provider to successfully make an open banking API call. Just over two years later, we have now made more than 1 billion API calls, accounting for 50% of all traffic.


What we’re looking for

We’re after enthusiastic, driven individuals who want to want to contribute to our journey and grow with us along the way. Can you hit the ground running? Do you have the drive to go faster? Fintech is fast-paced, but we always remember to switch off too.

Our KYC team

As KYC Expert, you will be working directly with our in-house KYC Specialist and be responsible for assisting in monitoring and developing all Yolt KYC activities. You’ll report to our COO, and be part of our larger operations team in which you’ll also be working closely together with our Fraud Analyst for example.

What you’ll be doing

Yolt is a rapidly evolving FinTech working in uncharted KYC territory. We hold a different position than traditional financial services organizations because we are an account information service provider (AISP) with payment initiation services (PISP). You can see us as inventors within KYC and Compliance because a lot is still very new, we like to say we're in ground-breaking territory, having to set the rules of the game.

For both our brands we perform CDD and transaction monitoring on private individuals and entities. As KYC Expert you have a good understanding, backed by experience, of what it means to perform KYC, CDD, CAM, and transaction monitoring activities in a FinTech environment. With your experience, you know how to set up frameworks and contribute to bringing more and more structure

In this role, you'll support our innovative identification and verification (CDD) and Customer Activity Monitoring (CAM) processes. We're in the stage where we've still outsourced some CDD processes but also developed in-house CDD and CAM processes. Yolt is a fast-paced, dynamic and agile environment which means you'll have a broad scope with changing responsibilities.

This is an idea of what you can expect to do:

  • Assess and decide on a case‐by‐case basis what measures should be taken with regard to special investigations (e.g. alerts, ml/tf suspicion) from our outsourced activities and instruct the operations team on which follow-up action to execute.
  • Implement on-going improvements for in house performed activities and set up for Clients in Yolt’s B2B proposition.
  • Liaise with the CDD Partner’s Operational Team and the Yolt Customer Support Team to assist prospective customers with completing mobile onboarding.
  • Perform key control testing based on the identification and verification process performed by the CDD Partner.
  • Work closely with the Yolt Product Owner and in-house KYC Specialist to suggest adequate and/or preventive measures to continuously improve the KYC processes and systems.
  • Assist the in-house KYC Specialist with internal and external reporting to the Yolt Management, ING Compliance, etc.
  • Perform in house CAM and alert handling and report results to internal stakeholders.
  • Constantly align with Yolt Compliance in order to translate strategic, tactical, and operational policy in the field of Financial Economic Crime (FEC), Customer Due Diligence (CDD), Customer Activity Monitoring (CAM), and Fraud.

What you'll need

Our ideal candidate is an experienced and driven individual, that is excited about data analysis, research, and investigations, a multi-tasker that understands risk and compliance topics.

The KYC Specialist should have a healthy balance of the following skills:

  • Experience and knowledge of FEC and AML regulations
  • Sticks to agreements and keeps to the letter of the law (incl. internal policies and regulations)
  • Forms her/his own opinion and possess strong verbal and written communication skills
  • Has increased learning ability and passion for investigation and data analysis
  • Is consistent in the approach but also flexible to adapt where needed based on data

What you need to know about us

You'll join a small, dedicated team of highly skilled people who are committed to changing the way people think about money. We operate in a unique space on the boundaries of a large multinational bank, ING Bank N.V, but with the energetic, fast-paced attitude of a start-up with offices in Amsterdam, London, and Katowice. We don’t like to brag, but we’re proud of the fact we’re leveraging the power unleashed by PSD2 and open banking to deliver the most innovative money app out there, recently winning the coveted ‘Best personal Finance App’ at the 2020 Wealth and Finance Fintech Awards.

The perks

  • Flexible hours
  • Amazing future potential as we continue to scale and grow
  • Competitive salary and benefits
  • Inspiring, entrepreneurial environment with an ambitious vision for the future
  • Supporting, fun-loving team of highly skilled people
  • A challenging job within a future-forward Fintech committed to creating a movement of positive disruption with trusted origins from ING, one of the most innovative banking organizations

Think you've got what it takes?

Apply now