What's the difference between using Apple Pay and Contactless?

With Apple Pay, you add your card to your virtual Apple Wallet on iOS devices and use your iOS devices to make quick payment.

With contactless, you can quickly tap your Yolt card at a payment card reader without having to use Chip and PIN.

Each contactless transaction has a £45 payment limit, but Apple Pay payment is unlimited.

Apple Pay has a second level of security, so your device will ask you to verify the payment with Face ID, Fingerprint ID or passcode.