What's the difference between Apple Pay and Contactless?

With Apple Pay, you add your card to your virtual Apple Wallet on iOS devices and use your iPhone or Apple Watch to pay.

With contactless, you tap to pay with your physical card, without inserting it into a Chip and PIN device.

Each contactless transaction has a £45 payment limit, but Apple Pay payment is unlimited.

Apple Pay has a second level of security, so your device will ask you to verify the payment with Face ID, Fingerprint ID or passcode.