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Third-party provider (TPP)

What is a Third-party provider (TPP)?

Third Party Providers are organisations or people that use APIs to access consumers’ banking information, through a bank’s open or premium API. Open banking TPPs provide Account Information Services (AIS), Payment Initiation Services (PIS) or both. A CBPII is also a TPP. Third-Party Providers must register with and obtain a license from their country’s national competent authority before being allowed to access a bank’s customer data.

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